Why don't more winning funds stay winners?
 
The better a fund performs, the more obstacles its investors face:
 
 
What, then, should the intelligent investor do?
 
First of all, recognize that an index fund-which owns all the stocks in the market, all the time, without any pretense of being able to select the "best" and avoid the "worst"-will beat most funds over the long run.
 
Index funds have only one significant flaw: They are boring. But, as the years pass, the cost advantage of indexing will accruing relentlessly. Hold an index fund for 20 years or more, adding new money every month, and you are all but certain to outperform the vast majority of professional and individual alike.
 
Late in his life, Graham praised index funds as the best choice for individual investor, as does Warren Buffett.
 
 
- The Intelligent Investor, Benjamin Graham 

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